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Welcome to a site dedicated to business recovery
and business interruption insurance

We at LMI Group witness every day the disastrous effects of businesses not having adequate business interruption insurance and an up-to-date Business Continuity Plan.

To assist the insurance and business communities, we present this site which includes: business interruption cover calculators and the all important BI Explained. Please refer to the information below for further details.

We trust that you find the site of benefit and encourage you to provide feedback so that we can continue to provide useful online tools to assist you.


As each Insurer's business, trade or office pack wording is different from the others in the market, we have developed a specific business interruption cover calculator for specific policies including the Mark IV and Mark V ISR wordings.

After entering this section of the site you will be asked to select the policy you wish to use. You simply click on the one of your choice and follow the easy to follow prompts. You can email the link to the Insured or the Insured's accountant while the results can be saved, printed or emailed.

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In the one place, LMI Group provides case studies, explanations, points to consider, and coach's tips on both business interruption insurance and business continuity management planning. That place is the BI Explained.

Insurance advisers, risk managers, underwriters and business owners will find this a very rich source of information on a very wide range of related topics provided by the experts in the industry.

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